What to build in Web3, every morning
2026-06-27 17:34 UTC · last 72h · 7 build ideas · 29 launches · 35 sources
Each idea combines a fresh launch with a primitive from the library — the DNA shows where it comes from.
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1
AMBITIOUS
Agents
Agentic RWA Lending Desk
Build an autonomous agent that manages tokenized RWA lending pools (e.g., gold-backed loans, tokenized stock collateral) using AI to dynamically adjust interest rates, liquidations, and rebalancing across multiple chains.
Why now: Tether and Ondo are pushing 24/7 RWA minting/lending, while Interactive Brokers signals agentic wealth management — the next step is an AI agent that autonomously operates cross-chain lending with these real-world assets.
Primitives AgentsAgentsDeFiRWA
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2
AMBITIOUS
PayFi
Stablecoin-Backed Invoice Financing Network for Machine Commerce
Create a PayFi network that uses Hong Kong-regulated stablecoins to finance shipping invoices, with oracle-verified delivery events triggering automatic repayment — bridging machine commerce and tokenized trade finance.
Why now: Hong Kong stablecoin regulation is imminent, Ripple/Circle are entering Japan, and Ethra Ship is tokenizing shipping — the infrastructure for stablecoin-based invoice financing for the $1T shipping market is falling into place.
Primitives PayFiPayFiRWAInfra
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3
AMBITIOUS
Privacy
ZK-Proofs for RWA Compliance Verification
Develop a compliance layer that uses zero-knowledge proofs to verify that tokenized RWA holders meet accredited investor or KYC requirements without revealing their wallet balances — integrated into Ondo-style minting on Aptos.
Why now: Aptos is pushing formal verification for smart contract safety, and Ondo’s 24/7 RWA minting needs a privacy-respecting compliance check — ZKPs are the missing piece for institutional RWA adoption.
Primitives PrivacyRWAPrivacyGovernance
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4
AMBITIOUS
Security
Circuit-Breaker for Machine Commerce on Sui
Design a cross-chain circuit breaker that monitors Sui machine-commerce transactions and automatically pauses them if anomalous volumes or pattern violations are detected — leveraging Sui’s Hashi alliance for cross-chain alerts.
Why now: Base’s repeated halts show the need for proactive safety, while Sui’s machine-commerce push and Hashi alliance provide the infrastructure to build a standardized safety layer for autonomous commerce.
Primitives SecurityDePINInfraSecurity
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5
MEDIUM
DeFi
Programmable Tokenized Gold Loan Pools
Create a lending pool on Solana where tokenized gold (e.g., Tether’s gold-backed tokens) can be used as collateral for minting Ondo-style tokenized stocks — with programmable interest rates and auto-rebalancing via AMMs.
Why now: Tether is operationalizing its gold for loans, Ondo enables 24/7 stock minting, but tokenized asset value growth is stalling — a programmable gold-colateralized stock minting pool could unlock new liquidity.
Primitives PayFiDeFiDeFiDeFi
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6
MEDIUM
PayFi
Regulated Stablecoin PayFi for Japan Remittances
Build a PayFi remittance corridor using Hong Kong-regulated stablecoins for Japan-to-HK transfers, with escrow-based settlement and gas sponsorship to eliminate user friction — targeting the $50B Japan-HK remittance market.
Why now: Hong Kong stablecoins are about to launch, Ripple’s RLUSD is live in Japan via SBI, and Interactive Brokers is pushing agentic wealth — a compliant PayFi corridor sits at the intersection of regulation, liquidity, and automation.
Primitives PayFiPayFiPayFiConsumer
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7
AMBITIOUS
Gaming
On-Chain Game Loop for RWA-Based Prediction Markets
Launch a prediction market on Arbitrum where users bet on shipping delivery times using Ethra Ship’s tokenized assets — with on-chain VRF for outcome randomness and live oracle feeds for container tracking.
Why now: Ethra Ship is tokenizing real shipping assets, Arbitrum provides the infrastructure, and Sui’s basecamp signals ecosystem maturity — a gamified prediction market on real-world shipping creates a composable, addictive DeFi game.
Primitives GamingGovernanceInfraGaming
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Tether's gold-backed loans on-chain + Hong Kong's forthcoming regulated stablecoins create a unique bridge: build a RWA lending protocol that uses Hong Kong-regulated stablecoins as the settlement layer for gold-collateralized loans, unlocking compliant Asian institutional liquidity for real-world collateral.
Full data: https://gmbuild.net/briefing.json. Primitives: https://gmbuild.net/primitives.html. Feedback or a source to add? [email protected]. George Donnelly offers Web3 development & product consulting.
A Panmoni project.